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richief_611

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  • How hard is it to become a state farm insurance agent, and what’s the salary?

    So I was suggested to try to become a state farm insurance agent and open up my own insurance office in the future. I understand that there are 2 initial tests (a questionnaire and assessment) before you can even start to become one. How difficult are these 2 tests to pass? If you fail, you must wait 12 months before you can take it again, which is a long time.

    And if you pass all of the tests, do the business proposal presentation, interview, and get offered the 9 month full-time internship, how much is the salary of that internship? Is it hourly pay?

    After that, is the process to take over or open up your own agency a difficult task? What are agency owners’ (aka “independent contractors” of State Farm) salary like once they take on a business?

    I’ve read that people do end up making up to $100,000 as an owner, but is that after many years as a business?

    I do have a 4-year-degree from a university, and currently have a full-time job at the moment, but this job is only temporary.

    Thanks. Personal experiences would be helpful.

    5 AnswersInsurance6 years ago
  • Which is better, middle seat or window seat without a window?

    Hi, so I am going to be on a long-haul flight that is about 9 hours. The plane is a Boeing 777, so the seats are 3-3-3 in the plane. (ABC - DEF - GHI).

    The plane I am going to ride in is totally packed, except for the last middle seat I currently have, an "E" seat, and a few window seats (without windows). I have the option to switch to a window seat (w/ no window), but if I do, I’m sure my “E” seat will be taken right away. Should I keep my middle “E” seat, or would a window seat be better?

    In a long haul flight, I always choose an aisle seat, but there weren’t available this time since I bought this one last minute. I also usually go to the restroom an average of 2 times during a flight (around the beginning or first 2-3 hours and towards the end or the last 2-3 hours). I don’t really care for the view from the window, but on Seatguru, the window seats w/o a window are considered “BAD”. So I’m thinking my middle seat should just be kept.

    What do you think?

    6 AnswersAir Travel6 years ago
  • It's cheaper to buy a separate domestic flight than to change my current itinerary? Can I be a no-show on it?

    Hello.

    Airline change fees are ridiculous, but I've realized that instead of trying to change one of my flights on my itinerary, I could just keep my entire itinerary the same, but just buy an additional domestic flight that would be much cheaper. My itinerary is combined with international and domestic flights.

    Original flight itinerary:

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    08/22/2014: *International Flight to HNL (Honolulu, HI),

    *HNL to ITO (Hilo airport)

    08/29/2014: ITO to HNL (have to stay 1 night in HNL area)

    08/30/2014: HNL to International Flight back to country

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    I now want to change my 8/29/14 flight (ITO --> HNL) to the same day as my 8/30/14 flight (HNL --> Int'l). However, to do that, it costs over $300 to make a change.

    I want to change it to as:

    8/29/14: CANCELED

    8/30/14:

    *ITO --> HNL (ADDED)

    *HNL --> Int'l Flight (SAME)

    Inter-island flights are really cheap, costing only about $100, and only $25 for checked luggage. So I can just be a "NO-SHOW" for my original 8/29/14 flight, and then go on my new 8/30/14 flight (ITO --> HNL) that I will buy, then go onto my original *HNL --> Int'l Flight the same day.

    Can I do that? My flight itinerary won't be cancelled if I'm a "NO-SHOW" for one of my flights right? For my original itinerary, I would have had to get out of the airport anyway, stay 1 night, and check-in again the next day on 8/30/14..

    Has anyone done this? Thanks!

    4 AnswersAir Travel6 years ago
  • How does the 2 year contract policy work on Softbank in Japan? Or even other carriers, like Docomo or au?

    I have an iPhone on Softbank in Japan, and I am currently on a 2 year contract.

    What I am concerned about is if Softbank is like AT&T in the USA, where it becomes a month-to-month plan after the 2 years are up.

    I've already read that Softbank gives you a 2- or 3-month window after the 2 years to either automatically renew for another 2 years, or cancel without any penalties. So this is what I am confused about.

    My situation: Contract started: October 2013, Ends: October 2015.

    I will probably only stay in Japan until the 1st week of August 2016. (about 9 months after I decide to renew for 2 years or cancel from October 2015) Since I obviously won't want to be without a phone for 9 months, I'll probably be stuck at renewing for another 2 years, even though I won't stay in Japan that long. Thus, I will be required to pay the ¥9975 cancellation fee when I leave Japan in August 2016.

    Is my understanding correct?

    So I am pretty much going to have to pay this ¥9975 cancellation fee no matter what correct? It's not as bad as in the USA, where it's around $375, minus certain months, but I was wondering if I was thinking correctly in this matter.

    Any personal experiences would be extremely helpful!

    Thank you!

    3 AnswersJapan7 years ago
  • Have you tried Japanese sake baths? Experiences?

    Hi, so I just found out about Japanese sake baths, and so far, many articles and websites seem to rave about them.

    I also read that consuming it on a daily basis (small amounts of course) seems to also provide health benefits too. I'm fine with drinking it (I like the sweet kind), but I'm also interested in the baths too.

    Apparently, you can just pour regular sake into the bath to get its benefits. (I'm in japan, so I can easily buy sake anywhere)

    I mainly want to do it because I read that it helps the skin.

    So has anyone had experience with sake baths before? And how much (in cups or ml) did you put in the bath?

    Thanks.

    2 AnswersJapan7 years ago
  • For the tax treaty on income for the USA and Japan, is it 2 years or 24 monthly payments?

    I work in Japan, and I know that there is a tax treaty between the USA and Japan on personal income for 2 years, where I do not have to pay Japanese taxes.

    However, there is one thing that I am not sure about. They say 2 years, but is it the length of time you are living in Japan, or is it 24 monthly payments of income paid?

    I am curious, because for my 1st month in Japan, I wasn't paid and had to fend for myself. I wasn't paid until my next month, having already lived in Japan for about 1 month.

    So when my 3rd year creeps up, and I have to pay Japanese income taxes, does it mean Japanese taxes will be calculated from my 25th monthly salary payment and on?

    3 AnswersUnited States7 years ago
  • Is the United Economy Plus seat really worth paying for?

    I've tried looking for an answer to this, but have gotten mixed answers. So the upgrade costs $99 if I wanted to upgrade from Economy to Economy Plus.

    My flight is an international flight that lasts about 8 hours. This United flight doesn’t have any TV screens, so I wouldn’t need to be constantly looking at the seat in front of me. Besides the extra 4-5 inches between me and the seat in front of me, there doesn’t seem to be anything else.

    If there were things like being served food first, getting on the plane before regular economy, or other perks, then I may consider it. But it seems that the only thing you get is the extra inches of legroom. I’m also not a tall person either, 5’8, so should I splurge on this expense?

    I don’t mind paying $99 for the seat, but does the price go down along the way closer to departure? Right now, I still have 3 months before my departure, so when it’s only about 1 month left, does the price go down at all?

    Personal experiences would be great. Thanks.

    7 AnswersAir Travel7 years ago
  • How do you say "exact goal" or "perfect goal" for a board game in Japanese?

    This is a simple phrase, but I'm not sure how to say it.

    I was thinking it might be: 完璧なゴール

    Or: はっきりのゴール

    I am trying to say that they must get the exact number on the dice to win at the goal or finish. If not, then they have to go backwards, until they can get the exact number to actually win.

    Any right ways to say this?

    Thanks.

    2 AnswersJapan7 years ago
  • How do you say 服屋さん in English?

    I was teaching a lesson about future occupations, and a student said they want to be a 服屋さん. I was doing real-time translating with many other occupations that they asked me, but this one stumped me.

    I know that 花屋さん=Florist, but I don't think there is an equivalent for a clothes store person.

    I was going to say: 服屋さん = Clothes store owner or Clothes stylist

    But also wasn't sure if the word implies that the person also designs the clothes, so was thinking it actually might mean: Clothes designer

    But I was thinking that デザイナー = Clothes designer, already, so 服屋さん must mean something more specific.

    Any actual translation? I've searched though dictionaries, but can't find an actual translation for this.

    3 AnswersJapan7 years ago
  • Wells Fargo closed my credit card account when not in use?

    So Wells Fargo closed one of my newer accounts that was less than 1 year old. I had large balances on it at first (from the 0% Intro APR), and then paid it all off within 6 months. However, after that, I did not use my account for probably 3 or 4 months. One day, when I checked my accounts online, the account was just gone.

    I later learned that they closed my account without telling me. I emailed them, and they said that a letter would be coming in the mail.

    Apparently, it was because that I was not using my account and for some credit report issues, where they thought that I shouldn't keep this account anymore.

    However, at the time, my credit score was well over the 700's, and I have never been late to any of my credit card or loan accounts.

    Has this happened to anyone before?

    I don't want to open the account again, since I probably can't, but I was just curious if Wells Fargo arbitrarily closes accounts like this all the time.

    3 AnswersCredit7 years ago
  • Do you know any dermatology clinics in Osaka or Kyoto?

    I need to go to a dermatologist in Osaka or Kyoto area, but can't find an English-speaking one anywhere.

    Do you have any recommendations?

    Thank you.

    1 AnswerJapan8 years ago
  • Do I have to go to an ink fingerprinting agency or can I do it myself?

    I need to get an FBI check for applying for some jobs.

    When I went to a fingerprinting agency to do the ink fingerprints, it cost $20 per ink card when I went. Since I need to get 3 or 4 of them done, is it possible to just do it myself. I bought the ink cards and the ink, and I know how to do it correctly, since I've done it at the fingerprinting places more than once, but after looking at it, there is a space where an official fingerprinting agent is supposed to sign it.

    So is it required that I go somewhere, or is it just recommended? It's going to cost me $60-$80 just to get 3 or 4 of them done, so it will get expensive.

    Thanks.

    1 AnswerOther - Careers & Employment9 years ago
  • Can you give me feedback and rate my new website?

    I have just created my new site, and I wanted to see if you can give me feedback and rate it from 1-10 (1 being the worst, 10 being the best).

    I really want constructive feedback, so please give me comments that can help me make the website better.

    Thanks.

    Here it is: http://downloadfreegamesonline.net/

    2 AnswersVideo & Online Games9 years ago
  • Anyone know of legitimate work online to process transactions for a financial company?

    I am interested in this kind of work, but can't find anything legitimate online. Can anyone suggest a company that does this?

    Thanks.

    2 AnswersFinancial Services9 years ago
  • Do you know any online travel agent jobs that work for travel agencies?

    I am interested in becoming an online travel agent for a travel agency that mostly does business online. Do you know any reputable companies that are looking for agents?

    Thank.

    3 AnswersOther - Careers & Employment9 years ago
  • Would EPIK program's "full time teaching experience" for different salary scales count if I went on JET?

    I am planning to apply to EPIK in the future. If I went on the JET Program for 2-3 years, with a TESOL certificate, would that count as "full-time teaching experience" for the different levels for the salary scales for EPIK?

    Thanks.

    3 AnswersKorea9 years ago
  • Is it required that I must be in the USA to apply and interview for EPIK (English Program in Korea)?

    I plan to apply to EPIK in the future, but may not be in the USA when it is time to apply and go to an interview. I know there are many third party agencies that recruit for EPIK, so I was wondering if it was possible to only apply online and do a phone interview that is common to other programs in S. Korea.

    I may be in Japan or might even be able to travel to S. Korea if I needed to go for an interview when I do apply for EPIK.

    Has anyone experienced anything or can give me advice?

    I know for the JET Program, which is the Japan version of EPIK, applicants must do an interview in their native country, no matter what. So I wanted to see if EPIK was the same.

    Thanks.

    2 AnswersKorea9 years ago
  • Should I teach in Japan or Korea? Public or Private school?

    Hi. I am considering teaching English in Japan or Korea. I have already made very good comparisons and have already researched a lot of information for both Japan and Korea. I wanted to get some personal experiences if possible, either teaching in Japan and/or Korea.

    I already know the requirements to work abroad in Korea and Japan, so no need for answers that tell me that I need a degree and such.

    Also, which is better? Obtaining a job at a public school (which are run/funded by the government) and being an ALT (in Japan) or GET (in S. Korea), or working at private English schools in either country?

    I really want to save up money that I earn over there. I am already considering the JET and EPIK programs, as well as many other private schools in both Korea and Japan. Of course, I am probably going to end up going both to Japan and S. Korea eventually, but which one should I go first, since I have just graduated from college. I graduated with Japanese as my major, so it makes sense to go to Japan, but S. Korea is also very attractive to me too.

    Thanks.

    4 AnswersJapan9 years ago
  • Teaching English in Japan or Korea? And should I teach at Public or Private schools?

    Hi. I am considering teaching English in Japan or Korea. I have already made very good comparisons and have already researched a lot of information for both Japan and Korea. I wanted to get some personal experiences if possible, either teaching in Japan and/or Korea.

    I already know the requirements to work abroad in Korea and Japan, so no need for answers that tell me that I need a degree and such.

    Also, which is better? Obtaining a job at a public school (which are run/funded by the government) and being an ALT (in Japan) or GET (in S. Korea), or working at private English schools in either country?

    I really want to save up money that I earn over there. I am already considering the JET and EPIK programs, as well as many other private schools in both Korea and Japan. Of course, I am probably going to end up going both to Japan and S. Korea eventually, but which one should I go first, since I have just graduated from college. I graduated with Japanese as my major, so it makes sense to go to Japan, but S. Korea is also very attractive to me too.

    Thanks.

    3 AnswersKorea9 years ago
  • Teach English in Japan or Korea? And Public or Private School?

    Hi. I am considering teaching English in Japan or Korea. I have already made very good comparisons and have already researched a lot of information for both Japan and Korea. I wanted to get some personal experiences if possible, either teaching in Japan and/or Korea.

    I already know the requirements to work abroad in Korea and Japan, so no need for answers that tell me that I need a degree and such.

    Also, which is better? Obtaining a job at a public school (which are run/funded by the government) and being an ALT (in Japan) or GET (in S. Korea), or working at private English schools in either country?

    I really want to save up money that I earn over there. I am already considering the JET and EPIK programs, as well as many other private schools in both Korea and Japan. Of course, I am probably going to end up going both to Japan and S. Korea eventually, but which one should I go first, since I have just graduated from college. I graduated with Japanese as my major, so it makes sense to go to Japan, but S. Korea is also very attractive to me too.

    Thanks.

    2 AnswersTeaching9 years ago