• Can my credit card charge me for this?

    I’m asking here because it’s late and my bank is closed so its really bothering me. I received a refund on s purchase I made before. My balance is completely paid- Not a penny missing. I took out the exact amount from the refund and transferred to my bank account. Again, not a penny more. My bank charged me this... show more
    I’m asking here because it’s late and my bank is closed so its really bothering me. I received a refund on s purchase I made before. My balance is completely paid- Not a penny missing. I took out the exact amount from the refund and transferred to my bank account. Again, not a penny more. My bank charged me this huge interest and cash advanced fee for its my money. I took out from a positive balance. Can they do this ?
    5 answers · Credit · 7 hours ago
  • Can I call my employees doctor?

    I have an employee who has worked for me for less than one year. She broke her ankle 6 weeks ago and said that she is going to be off work for another 2 months due to physiotherapy. This employee has been on social media posting videos of her out and about in a boot, walking, caring for her animals etc. She works... show more
    I have an employee who has worked for me for less than one year. She broke her ankle 6 weeks ago and said that she is going to be off work for another 2 months due to physiotherapy. This employee has been on social media posting videos of her out and about in a boot, walking, caring for her animals etc. She works 1 day per week and is employed in a clerical role, she is the only one who does this job so for now, the job is not being done. I have asked if she could work from home and I would cover all costs related to her doing her job from home. So far she has ignored me but messaged me about her pay etc since then. I believe this employee is planning to stay on sick leave for as long as possible and then leave as she was a pretty poor employee before breaking her ankle (which she done while she was "bed ridden" on a previous sick leave). Can I call her doctor and ask if she is able to carry out her duties at home? I see no reason why she can not do her job from home, it is all clerical and does not involve any one else. Thanks
    28 answers · Law & Legal · 2 days ago
  • Why do people think people have to move out of their parent's house?

    I'm 24 and I live with my parents. I save up lots of money. I don't see what the big deal is.
    I'm 24 and I live with my parents. I save up lots of money. I don't see what the big deal is.
    36 answers · Renting & Real Estate · 3 days ago
  • How do I get insurance for my newborn if I'm still a minor and under my parents insurance?

    I'm 17 years old and about to give birth in a few months. I am covered under my parents insurance and my whole pregnancy is covered under the insurance. Now once my baby comes out will my baby be able to be under their insurance as well ? I understand I am not the policy holder so I'm confused how that... show more
    I'm 17 years old and about to give birth in a few months. I am covered under my parents insurance and my whole pregnancy is covered under the insurance. Now once my baby comes out will my baby be able to be under their insurance as well ? I understand I am not the policy holder so I'm confused how that works. If not, will I have to get an insurance plan by myself? Or will my baby be on her own insurance plan? I have a few months to get everything in order but the sooner the better !
    9 answers · Insurance · 2 days ago
  • What are your best tips for saving money?

    I love to spend so I need help.
    I love to spend so I need help.
    18 answers · Personal Finance · 3 days ago
  • Will the passage of time make it easier for me to rent an apartment?

    I had a very difficult time finding an apartment rental because there was a collection fee of under $300 on my credit report by an apartment management company for vindictive reasons. I recently signed a yearly lease in an apartment complex that I do not like that much. Do you think that, if I move after a year,... show more
    I had a very difficult time finding an apartment rental because there was a collection fee of under $300 on my credit report by an apartment management company for vindictive reasons. I recently signed a yearly lease in an apartment complex that I do not like that much. Do you think that, if I move after a year, I will not have such a difficult time?
    19 answers · Renting & Real Estate · 2 days ago
  • How can we possess the house?

    My father died on cancer two years ago. He left behind the house my brother and I grew up in. The deed of the house is in my biological mothers name, as well as my brother and myself. My biological mother left us over 20 years ago and went back to Korea . We haven’t heard from or seen her since and have no way of... show more
    My father died on cancer two years ago. He left behind the house my brother and I grew up in. The deed of the house is in my biological mothers name, as well as my brother and myself. My biological mother left us over 20 years ago and went back to Korea . We haven’t heard from or seen her since and have no way of knowing how to contact or locate her. How can my brother and I legally remove her from the deed so we can possess the house?
    14 answers · Renting & Real Estate · 19 hours ago
  • Life insurance lapsed, so no benefit?

    Hello! I know this isn t the right place to ask but, My mom recently passed and she was late on her life insurance payment 1 month before she passed, now they are saying she lapsed and so they are not paying out the benefit. Is there nothing I can do? They obviously are not helping so they can keep the money.
    Hello! I know this isn t the right place to ask but, My mom recently passed and she was late on her life insurance payment 1 month before she passed, now they are saying she lapsed and so they are not paying out the benefit. Is there nothing I can do? They obviously are not helping so they can keep the money.
    13 answers · Insurance · 1 day ago
  • How much can my family claim on homeowners insurance after an in house robbery?

    My house was burglarized recently, and they stole roughly 25-30K worth of jewelry and goods. We have a few appraisals of the jewelry that got stolen. Anyone that went through this experience or has any idea on how house insurance works can you let me know how much we expect to recover?
    My house was burglarized recently, and they stole roughly 25-30K worth of jewelry and goods. We have a few appraisals of the jewelry that got stolen. Anyone that went through this experience or has any idea on how house insurance works can you let me know how much we expect to recover?
    12 answers · Insurance · 21 hours ago
  • Bookkeeping Accounting Support Teacher?

    I am a bookkeeper. My company does have an accountant but he only does the taxes at years end. Sometimes I wish I had someone who I could ask an accounting question. QuickBooks used to have a network of local experts that you could ask for help for what seemed like a reasonable amount of money (I'm not talking... show more
    I am a bookkeeper. My company does have an accountant but he only does the taxes at years end. Sometimes I wish I had someone who I could ask an accounting question. QuickBooks used to have a network of local experts that you could ask for help for what seemed like a reasonable amount of money (I'm not talking about tech support) But that seems to be no more. I would like to have a relationship with a smart talented patient accountant who is skilled in QuickBooks that I could pay on a subscription basis to ask an occasional question. What do you think my best options are? Thanks
    19 answers · Other - Business & Finance · 4 days ago
  • How to improve my credit score?

    Best answer: Start by doing nothing. Watch your score for about six months. Right now, you are so busy with college and you have student loans, so there is no reason to rush into any new attempts at getting credit. When your score reaches 525 or above, then get a secured credit card. Use it once or twice each month for... show more
    Best answer: Start by doing nothing. Watch your score for about six months. Right now, you are so busy with college and you have student loans, so there is no reason to rush into any new attempts at getting credit.

    When your score reaches 525 or above, then get a secured credit card. Use it once or twice each month for something that you need. Then pay the balance in full when the bill arrives each month.

    When your score is above 600, you should be able to get an unsecured card that offers rewards. A rewards card is the best kind to have. Even though the rewards are usually small, it is still better to use a card that will pay you for using it. If you keep the balance paid in full each month, then any rewards that you gain is truly a gain for using the card and you are continuing to improve your credit.
    16 answers · Credit · 4 days ago
  • Can landlord legally charge rent for an apartment that has a cracked foundation which causes major water damage when it rains?What do i do?

    I moved into my apartment Aug 1, 2017 and have already experienced two water leaks in my bedroom.the apt manager stated she was not going to fix it during the rainy season because of its still wet which is understandable. The first two times they replaced my carpet and padding, but whats the point if everytime ut... show more
    I moved into my apartment Aug 1, 2017 and have already experienced two water leaks in my bedroom.the apt manager stated she was not going to fix it during the rainy season because of its still wet which is understandable. The first two times they replaced my carpet and padding, but whats the point if everytime ut rains my apt floods? So the contractor came to do an inspection and said the foundation is bad and the only way to fix it is if the apt manager moves everybdy out and start rebuilding. it's not just my apt, its most apts on the bottom floor. So i have to put up with the soaking wet carpet in both rooms each and every time it rains inconveniencing me for days with smells due to wet carpet. I have a 2 bdrm and both room flooded the whole bdrm carpet floors as well as the closet. My husband and i are forced to sleep in the living room and the smell in both rooms are horrible. What do i do? P.S. Again, this is not just my apt. Alot of tenants tht lives on the first floor are complaining.
    11 answers · Renting & Real Estate · 14 hours ago
  • Negligent land survey for new purchased property, do I take legal action?

    Hello, I just recently bought 10 acres in between two neighbors. Both neighbors have asphalt driveways on the sides of my property (it is like a T-shape, it is very thin in the front and the whole back is the majority of the property). In the original land survey before I bought the property, it shows that the... show more
    Hello, I just recently bought 10 acres in between two neighbors. Both neighbors have asphalt driveways on the sides of my property (it is like a T-shape, it is very thin in the front and the whole back is the majority of the property). In the original land survey before I bought the property, it shows that the surveyor surveyed the land twice which gave the other two properties the driveways. My issue is that I got another land surveyor to come out and survey the land, and turns out that the other surveyor was wrong and that one of the driveways (that is connected to someone's house and I mean SUPER close to their house) is actually included in my property even after two surveys. I talked with the previous owner of the property and he said that he instructed him to include the driveway in the property to the left of my property with the house (he owned this land and the house/driveway, but they only wanted 1/2 an acre without the other 10). He doesn't seem knowledgeable about the land surveys and seemed caught off-guard. This has been quite the issue now with my neighbor since its now a dispute. So my question is who is at fault? The owner, land surveyor, title company or realtor? Or all of them? I live in Texas also if that changes anything. Thanks!
    11 answers · Renting & Real Estate · 1 day ago
  • My friend is looking to buy a bike but has poor credit for financing ,can he use my good credit to finance and buy the bike with my consent?

    Best answer: not directly, but the seller might let him use you as a co-signer. or you buy the bike and he pays you back or makes the payments. Be sure to keep the title in YOUR name until the bike is paid for, and do not agree to helping him out unless you are 1) confident he will not default on payments now AND 2) you can... show more
    Best answer: not directly, but the seller might let him use you as a co-signer. or you buy the bike and he pays you back or makes the payments. Be sure to keep the title in YOUR name until the bike is paid for, and do not agree to helping him out unless you are 1) confident he will not default on payments now AND 2) you can afford to take over payments if/when he does not make one. Best deal is for him to pay you, and you make the actual payments. The reason he has poor credit is because he does not pay off his debts and has not yet officially demonstrated he has changed his ways; ponder that awhile before deciding about helping him out.
    16 answers · Credit · 2 days ago