• Student loan cosigner?

    How do this student loan cosigner work? what happens in the future if myself can't pay and my cosigner can't pay or doesn't want to pay loans will this affect both of our credits in any way or JUST MINE need help how this student loan cosigner works
    How do this student loan cosigner work? what happens in the future if myself can't pay and my cosigner can't pay or doesn't want to pay loans will this affect both of our credits in any way or JUST MINE need help how this student loan cosigner works
    5 answers · 1 day ago
  • Paying more than the minimum amount on student loans?

    If you pay more than your bill states (for example, $400 instead of the bill for only $200), does that extra get put towards next month's bill? Like would I not receive a bill the following month? I'm sure I've read about this stuff before, but have forgotten it by now. I've been in deferment for a... show more
    If you pay more than your bill states (for example, $400 instead of the bill for only $200), does that extra get put towards next month's bill? Like would I not receive a bill the following month? I'm sure I've read about this stuff before, but have forgotten it by now. I've been in deferment for a while unfortunately.. so I'm just now starting to make payments.
    4 answers · 4 days ago
  • Do I owe anything if I didn't accept and DIDN'T decline the Financial Aid Student Loan?

    I got around 5k for Financial Aid Student Loans but didn't accept it but I also didn't decline the offer so it's just sitting on my school website. I assume I don't owe anything since I didn't accept but there might be some penalty for not declining and I'm unsure.
    I got around 5k for Financial Aid Student Loans but didn't accept it but I also didn't decline the offer so it's just sitting on my school website. I assume I don't owe anything since I didn't accept but there might be some penalty for not declining and I'm unsure.
    5 answers · 4 days ago
  • Can I use my student loan money to buy a personal item for myself?

    So I have some money left over from my student loans that I took out. I want to know if it's okay if I can buy my own personal drone with that money. Will they find out? Are they actively monitoring what I'm buying with that money? How could they even tell? I know I could be using this money that I have... show more
    So I have some money left over from my student loans that I took out. I want to know if it's okay if I can buy my own personal drone with that money. Will they find out? Are they actively monitoring what I'm buying with that money? How could they even tell? I know I could be using this money that I have left over more wisely but buying this drone won't make me run out of the money that I borrowed. So is this fine? I know they have rules on what to buy but other people use their loans and refunds on trips and clothes. Does anyone else know anybody else in college that has used some of their student loans on personal items for themselves? Thank you I would just like to have a little more information.
    5 answers · 6 days ago
  • Had anyone ever dropped out of college and regretted it?

    so im considering dropping out of college because of depression and anxiety. although i have financial aid and a scholarship, so im essentially going for free. My parents say i will regret it later in life? my question is if you dropped out of college have you regretted it?
    so im considering dropping out of college because of depression and anxiety. although i have financial aid and a scholarship, so im essentially going for free. My parents say i will regret it later in life? my question is if you dropped out of college have you regretted it?
    5 answers · 1 week ago
  • Should private school become illegal?

    Best answer: Union Controlled Government Schools Eh! this is your answer? when all along that is the core reason education in Government schools is at best sub standard , and its all because the UNION won't let the education department sack the multitude of really bad teachers out there If ever there was an example of the... show more
    Best answer: Union Controlled Government Schools Eh! this is your answer? when all along that is the core reason education in Government schools is at best sub standard , and its all because the UNION won't let the education department sack the multitude of really bad teachers out there
    If ever there was an example of the failing of the education system your post says it all ......is it any wonder people with put themselves in financial hardship to give their children a better education in the private sector ?
    19 answers · 2 weeks ago
  • Repaying Money from Pell Grant?

    I was rewarded a Pell Grant at my current school for a large sum. At the time I was 18 weeks pregnant with twins.. I received an extra amount for that being that I am a full time student I suppose. I asked before accepting if I would be required to pay anything back and was told " No, you will not have to pay... show more
    I was rewarded a Pell Grant at my current school for a large sum. At the time I was 18 weeks pregnant with twins.. I received an extra amount for that being that I am a full time student I suppose. I asked before accepting if I would be required to pay anything back and was told " No, you will not have to pay back a Pell Grant". Unfortunately, 2 weeks later I went into Pre-Mature Labor and lost both of my children. They we're born alive, I have birth as well as death certificates to confirm. I am now being told that I have to repay the money that I received for them. I really need a second opinion.. I didn't expect this to happen, Who does?! I can prove that I used the money to give my children a proper burial. If someone can help me to understand why I will be at peace.
    9 answers · 2 weeks ago
  • When do i receive my fafsa award letter? (financial aid award letter)?

    I recently received my SAR/ student aid report and it says it is approved, when will i now receive my fasfa award letter about my financial aid? and will i receive it via email/mail/ or at the financial aid office at the school I am applying for? (I did all my fasfa work online, not on paper)
    I recently received my SAR/ student aid report and it says it is approved, when will i now receive my fasfa award letter about my financial aid? and will i receive it via email/mail/ or at the financial aid office at the school I am applying for? (I did all my fasfa work online, not on paper)
    7 answers · 2 weeks ago
  • College....? (I'm freaking out this is kinda a rant)?

    Best answer: First, child support is the money the state feel he must pay toward YOUR support. It is not for your mom. So what your dad said is BS, in part. And it will stop after a certain point - so your mom is right to go back to school and get some skills that might get her a job, because she'll either need to earn... show more
    Best answer: First, child support is the money the state feel he must pay toward YOUR support. It is not for your mom. So what your dad said is BS, in part.

    And it will stop after a certain point - so your mom is right to go back to school and get some skills that might get her a job, because she'll either need to earn more than she does now or get a job (if she's not currently working).

    If you're saying that your parents will pay for a cc, that's a gift. They don't have to, but they are willing to do so. So go to cc, and ace your classes. Do amazing there, then transfer to a UC, to complete your bachelors. And if that UC is across the state and hours away from where you live, all the better.

    But at the same time, if your grades are good, apply directly to some UCs, and to some private colleges. See where you get in, see what they offer you in aid. Compare the costs with that of a cc, and see which wins out. It may well be the cc, but you won't know until you get the aid offers, so at least apply to other schools.

    If you do go to a local cc, then do everything you can to really take advantage of what it offers. And do lots of studying with other students, internships, part-time jobs, clubs and activities, so that you're out of the house and living an independent life as much as you can. Don't be your sister.
    6 answers · 3 weeks ago
  • Can I be charged for this semester? Please help. Need legal advice.?

    I met with a guidance counselor at my community college. She registered me for classes and i was directed to go the financial department to pay for them so i would complete my registration. Once i got there they told me that i would not receive any financial aid that day because i had not finished my application. ... show more
    I met with a guidance counselor at my community college. She registered me for classes and i was directed to go the financial department to pay for them so i would complete my registration. Once i got there they told me that i would not receive any financial aid that day because i had not finished my application. It was the last day I could put money down or get the financial aid application complete so i ended up leaving without paying anything because i did not have any money or information to finish the application... Weeks later I get mailed a letter saying i haven't been attending classes and that i have to pay for the semester. Allegedly if you have any financial aid it becomes automatically applied to your account, which in turn registered me for classes. Even though i had not finished my financial aid application. It all doesn't makes sense to me how they could do this. Legally can they charge me for the classes i didn't attend? I didn't know that i was in the classes because to my understanding the financial aid wasn't complete. And when i tried to appeal to the committee through a letter I was denied. If someone could please help me i really need advice. Thank you so much and God bless anyone who takes the time out to help.
    4 answers · 3 weeks ago
  • If you pursue a 2nd bachelor's degree, do you get financial aid?

    Best answer: Once you have received a bachelor's degree, you can no longer receive a Pell grant. You can, however, receive loans up to the aggregate limit for an undergraduate student. The policies for state aid vary with the state, but typically they follow the federal guidelines.
    Best answer: Once you have received a bachelor's degree, you can no longer receive a Pell grant. You can, however, receive loans up to the aggregate limit for an undergraduate student. The policies for state aid vary with the state, but typically they follow the federal guidelines.
    8 answers · 4 weeks ago
  • FAFSA QUESTION?

    I live with my boyfriend and daughter (it is his kid too) and I am filling out my fafsa. When it comes to household size, do I need to report that he lives with me? I am pretty sure his income does not count bc we are not married but just wondering how many ppl I should put that live in my house...
    I live with my boyfriend and daughter (it is his kid too) and I am filling out my fafsa. When it comes to household size, do I need to report that he lives with me? I am pretty sure his income does not count bc we are not married but just wondering how many ppl I should put that live in my house...
    6 answers · 4 weeks ago
  • How can I get my student loan forgiven from Corinthian Colleges (Everest)?

    I was a student in 2012 & got my certificate in 2013 for MIBC I know I may qualify for student loan forgiveness. How can I go about doing this legitimately and has anyone gotten their loans forgiven ? What s the process and how long will it take ?
    I was a student in 2012 & got my certificate in 2013 for MIBC I know I may qualify for student loan forgiveness. How can I go about doing this legitimately and has anyone gotten their loans forgiven ? What s the process and how long will it take ?
    6 answers · 4 weeks ago
  • How much aid can a college award me?

    If my COA is $45,000 and my EFC is $4,000, how much aid can a college award me? Where I'm coming from: (1) My college determines dependency status based upon my status at the time of admittance. For example, I am now considered independent by the government, but because I was a dependent (by federal... show more
    If my COA is $45,000 and my EFC is $4,000, how much aid can a college award me? Where I'm coming from: (1) My college determines dependency status based upon my status at the time of admittance. For example, I am now considered independent by the government, but because I was a dependent (by federal standards) upon admittance, the college considers me to be dependent when they calculate my aid. (2) I didn't realize that independent students are awarded more in federal loans than dependent students, i.e. I was only expecting to have to take out $6,500 and $7,500 (amounts for 3rd and 4th year dependent students) in my last two years, but as an independent student the government will award me $10,500 and $12,500 for my final two years. I was NOT expecting that! (I know, it's my own fault for not doing adequate research.) That's $9,000 more of debt than I anticipated. Technically, I can transfer out and complete my degree elsewhere. . . . Bottom line: I have $6,000 in merit-based aid per year, plus my EFC of $4,000, plus $10,200 in fed. loan (for 3rd year), plus maybe $2500 in work-study that equals $22,700. That leaves $22,300 of need for my 3rd year. Is my college legally allowed to award me more than that amount in institutional need-based grants? I.e. can they award me $26,300 since they (the college) consider me to be dependent? I say $26,300 because that would be my need plus the extra $4,000 that the gov. would give me in fed. loans for being independent.
    4 answers · 4 weeks ago
  • If I am working full time, will I get less financial aid for University?

    Sorry if this sounds like a stupid question. I live in the United States and I want to go back to college. I am currently working full time and would continue working full time while I'm attending school. The thing is that I'm a mom and my partner and I make just enough to pay our bills and barely have... show more
    Sorry if this sounds like a stupid question. I live in the United States and I want to go back to college. I am currently working full time and would continue working full time while I'm attending school. The thing is that I'm a mom and my partner and I make just enough to pay our bills and barely have anything left over afterwards, so it would be impossible for me to pay anything out of pocket. Even though this is true, would my chances of receiving financial aid be diminished because I have a full time job? I know that I can take out loans, but I'm hoping to get as many scholarships and grants as I possibly can because if not I don't know how I'm going to make it. Thanks.
    4 answers · 4 weeks ago
  • No financial aid, can't afford college?

    Basically my parents make too much money for me to qualify for grants but they have mortgages and bills to pay and can't afford to send me to college. How do I afford college?
    Basically my parents make too much money for me to qualify for grants but they have mortgages and bills to pay and can't afford to send me to college. How do I afford college?
    18 answers · 1 month ago
  • Do you think Minority Scholarships are racist?

    Best answer: Scholarships are gifts, and the donor can set any criteria they wish. Some donors choose to give support to specific groups because they have a particular interest in that group. Those who offer scholarships based on race generally do so because they believe that students from minority groups often struggle with... show more
    Best answer: Scholarships are gifts, and the donor can set any criteria they wish. Some donors choose to give support to specific groups because they have a particular interest in that group. Those who offer scholarships based on race generally do so because they believe that students from minority groups often struggle with obstacles that other groups do not. For example, black students are more likely to come from low income, first generation families, and to have attended urban schools with less resources than white suburban families. If scholarships were only base on grades and test scores, then wealthy white suburban males would statistically have a significant advantage--which makes that a de facto racist basis. The fact of the matter is that there are far more scholarships offered that cater to groups that are predominately white than there are minority scholarships. But racist or not, it's the donor's decision. If they want to support only left handed girls who are over 6 feet tall, with red hair, a Chinese surname, and a major in lion taming, it's their nickel and they can give to anybody they want.
    9 answers · 1 month ago
  • Can I use FAFSA grants to study abroad?

    7 answers · 1 month ago