Can you use Paypal like a savings account?

I am horrible at saving money and need to put it somewhere where I don't have easy daily access to it. Is this a stupid idea?

Please refrain from rude and useless comments...
Update: I rarely go on eBay or any other site that I could use Paypal on, so I figured that was in my favor. And the last thing I want right now is a loan, so thanks anyway. lol What it boils down to is that I'm tired of living off my Overdraft and want to put a small amount aside each month so I can eventually get... show more I rarely go on eBay or any other site that I could use Paypal on, so I figured that was in my favor. And the last thing I want right now is a loan, so thanks anyway. lol What it boils down to is that I'm tired of living off my Overdraft and want to put a small amount aside each month so I can eventually get ahead.
2 answers