What are the steps into buying your first home?

My husband and I want to buy our first house in a year or so and we are interested in a house around 90,000 but no more. He makes about 35,000 a year and I'm a stay at home mom. I want to know more about how the whole process works. How to budget when you buy a house which includes utilities and groceries and... show more My husband and I want to buy our first house in a year or so and we are interested in a house around 90,000 but no more. He makes about 35,000 a year and I'm a stay at home mom. I want to know more about how the whole process works. How to budget when you buy a house which includes utilities and groceries and bill's like car insurance etc.
Also what do people do for furniture when they buy their first house do they take out a credit card to pay for it? Just curious.
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