For people who work in banks, where does the money come from that's used for paying them?

Question

Apart from overdraft fees, I haven't heard about banks' customers paying their banks.

Answer 1

They just take money as they need out of your account.

Answer 2

Most from interest paid by borrowers.

Answer 3

Fees, investment, interest on loans etc

Answer 4

> "I haven't heard about banks' customers paying their banks."

Yes you have. You're thinking only of checking accounts, but banks do a lot more than that. They make loans: mortgages, personal loans, even loans to other banks. The customers who borrow money pay interest (at a much higher rate than the bank pays you for your checking account).

Answer 5

Mortgage fees are higher than interest on savings accounts.

Answer 6

From fractional reserve lending.

Answer 7

The banks loan the deposits out and. Charge interest.