Best safe(er) option for investing $100,000 for 12 months? ?
I’ve been looking into CD’s but I feel like the return is kinda low at 2 percent
- StephenWeinsteinLv 78 months agoFavorite Answer
Actually 2% is high for a safe option for 12 months; some are closer to 0%.
2% is about as high as it gets for safe options for 12 months. Anything much higher would not be a safe option for 12 months.
- tiescoreLv 68 months ago
Risk equals reward. Low risk investments in this rate environment are yielding that. At least inflation (in the US) is low.
- Anonymous8 months ago
You won't find much better than a 2.5% return for 12-13 months with no risk.
If you accept risk, you can strive for more. Can you risk losing money?
- babyboomer1001Lv 78 months ago
It's definitely low, especially with $100,000 to invest. Have you consulted a financial advisor?
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- zman492Lv 78 months ago
You can probably get a little better return for a little more risk by buying an investment grade bond, but for the most safety you probably should stick with a CD.
- Wayne ZLv 78 months ago
If you need the principle to be safe, 2% is about the best that you are going to do.
- KyleLv 78 months ago
get a Roth IRA. there you can pick safe accounts that you can use towards retirement. i have mine through Charles Schwab. they're similar to a 401k. go see a financial adviser. most give free consultations.