If the private seller doesn't have car insurance on the car that he is trying to sell, who will be responsible if the buyer crashes the car?

Will buyer or seller liable or both?

12 Answers

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  • zipper
    Lv 6
    1 month ago

    The idiot that let the person drive the uninsured vehicle, or the driver that was wanting to buy. That would all depend on who was at fault for the accident to start with.

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  • Poppy
    Lv 7
    1 month ago

    The only way legal to drive it is to use your insurance. So, you as the driver are responsible.

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  • 1 month ago

    Once you sign the title and buy the vehicle it's up to you to insure the vehicle. Call your car insurance agent before driving it home.

    Source(s): Mitsubishi Master Tech
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  • Bort
    Lv 6
    1 month ago

    The driver is responsible for damages caused in an accident regardless of who's insurance it's under or whether it has insurance at all. I'm not 100% positive but there may be laws involved with purchasing a car that requires it to be insured. Actually the common law that's almost everywhere that requires a vehicle to be insured or it can't legally be driven on public roadways applies to that.

    If this is a real situation don't drive it on public roads. Test drive it in an abandoned parking lot or private roads and be extremely careful. Or just throw it out of your consideration completely and don't buy it.

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  • Anonymous
    1 month ago

    If you are the one driving, especially if you get pulled over by the police, it's mostly on you, but if you have an accident and another car is involved they (or their insurance co) can, and probably will sue the both of you. If I were you, I wouldn't take that risk. Pass on the car. 

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  • 1 month ago

    If the buyer did not buy it yet and crashed during a test drive, the damage is all on the seller, since he/she is the rightful owner and still responsible for the vehicle!

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  • 1 month ago

    in most areas, the insurance is void once the car is sold, so if you buy it then crash it, its all on you. if they let you take it home on theirs and you crash it, its on them but they can oh so easily sue you if you refuse to compensate them. they wont even need a lawyer and they can also get all the expenses it took to sue you. so if you already crashed it, own up and pay for your mistake.

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  • Anonymous
    1 month ago

    Seller and buyer before the sale. Buyer after the sale.

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  • R K
    Lv 7
    1 month ago

    the buyer. the seller wouldn't have insurance to cover an unknown person.

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  • 1 month ago

    Where I live it is illegal to drive on a public road at any time without insurance.  You can buy a one day or a four day permit for the purpose of selling a vehicle though.  It's possible that both parties are breaking the law if the buyer crashes the seller's uninsured car.  It depends on who's fault the accident is. 

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