If government was to continue pay social security to both spouses the survivor would no need social assistance to maintain the house hold?
- JudithLv 71 month agoFavorite Answer
Your question makes no sense whatsoever. When one spouse dies there is only one benefit to be paid. No one can receive two full benefits. In other words, if there is a husband and wife and they each receive a social security benefit and the husband dies, the widow will receive only one benefit which cannot exceed the amount the husband was getting at the time of his death. No one can receive two full benefits; the smaller benefit reduces the amount of the larger benefit. Example: He gets $1500; she gets $750. He dies. She will continue to receive $750 on her own account plus $750 as a widow for a total of $1500 a month. She can't get $750 on her own plus the full widow's benefit of $1500 for a total of $2250 a month. It doesn't work that way. Or if she dies he will get $1500. There is nothing to be paid as a widower because he is already getting the higher benefit.
Social Security was never intended to be a person's sole source of income. It was meant to supplement other retirement plans.
That's the way it is and it won't be changing. Congress is trying to find ways to cut down on social security benefits; not increase them.
The vast majority of Americans do not need to turn to welfare to supplement their social security benefit. If you or your relatives do, I am sorry about that.
IF YOU ARE TALKING ABOUT SSI (supplemental security income) it isn't social security. SSI is a federal welfare program. When two people receive SSI and get married then the couple rate is less than individual rates because, like it or not, two CAN live more cheaply than one.
I was a SS claims rep for 32 yrs.