Jack
Lv 4
Jack asked in Business & FinanceCredit · 2 months ago

Is it worthwhile to lease something with Affirm to build credit?

I  want to lease a new phone to build my credit and want to do it with affirm, but am reading a lot of complaints, is it worth it or should I find other means to build my credit?

2 Answers

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  • Anonymous
    2 months ago
    Favorite Answer

    No. Get a secured card.  Discover is best.

  • 2 months ago

    Spending money to build credit is always stupid.

    What does no credit result in?  If you need credit you MAY (may being may, not will) pay a higher interest rate.  If you have a job and stability, you will get approved.

    What does spending money to built credit result in? 

    - always an expenditure of money.

    - it may be money that you don't need to spend.

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