My credit score is 702. How can I raise it?
Uhh. Actually I’m 35, work as a Purchasing Manager, and I’ve bought every car I’ve owned outright with cash. Not sure what that has to do with credit...
- MichaelLv 71 month agoFavorite Answer
Don't apply for new credit accounts. Pay your existing accounts in full and on time.
- StephenWeinsteinLv 71 month ago
Don't bother. 702 is good enough.
But to answer your question, by doing nothing. It's a common misconception that you have to do something to raise a score. Doing something to raise a score will more likely lower it. Scores normally go up on their own unless you do something that makes them go down.
- MamawidsomLv 71 month ago
That's a pretty good score. It depends on what debt you have. Options would include paying off a loan or paying down any credit card debt, making more frequent, larger, and on-time payments, and getting a credit card to increase your limit. Read the articles at the links below.
- D.E.B.S.Lv 71 month ago
There is not a shortage of websites giving you tips. What you need to do depends on why your score is where it is.
- How do you think about the answers? You can sign in to vote the answer.
- BarryLv 61 month ago
Why bother? Credit is a slippery slope anyway. Save up to buy what you want. That way you will save money and lead a contented life.