Can you get an apartment if you have bad credit, but make MORE than 3x rent?
- Christin KLv 74 weeks ago
It's going to depend entirely on whether or not the apartment landlord or property manager wants to rent to you. You might be able to rent one, and you might not.
- R PLv 74 weeks ago
Yes, it's possible. You will probably have to put up a larger deposit and/or have an acceptable lease guarantor.
- SlickterpLv 74 weeks ago
Depends on the LL.
- Anonymous4 weeks ago
Probably not. Income is of no value if you don't pay. Your chances might be better with a few months rent in advance.
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- Landlord365Lv 64 weeks ago
It is possible but limited. Some will work with bad credit but most will not. Those that will typically require a cosigner or a larger deposit. It will not be a high end place in a nice neighborhood.
- MurzyLv 74 weeks ago
some places do not check your credit
- n2mamaLv 74 weeks ago
It’s possible, but not terribly likely. After all, a credit score reflects your timely payment of your financial obligations. If you make plenty of money but have bad credit, it indicates you have poor financial habits. For a landlord, that’s a big red flag because housing is usually the biggest bill someone pays, and may not be appropriately prioritized by someone with a history of financial irresponsibility.
- 4 weeks ago
Can you? Of course you can, the decision is entirely up to the landlord. Personally I like to get references from previous landlords and see at least a year of work at the current job but I would also want to know why the applicant had a poor credit rating.
- Citizen AwesomeLv 64 weeks ago
Yes. In your scenario, they are more concerned with your rental history "credit," which they check in a rental history system which reports evictions & money owed to apartment buildings, for example if you left before your lease was up and still owed money to a rental company OR if you owed money for damages, the rental company's name and amount owed will show. At most, they will ask for either first and last month's rent upfront, some other form of a larger deposit like 3 months rent, and in some uber luxurious apartment buildings that include a doorman & all visitors to provide ID and sign in, they will ask for 6 months upfront.
- MaxiLv 74 weeks ago
That will depend on the landlord/agent, most will not accept people with bad credit records as it shows you failed to pay your debts and the landlord doesn't wish to be your next victim