Can you get an apartment if you have bad credit, but make MORE than 3x rent?

10 Answers

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  • 4 weeks ago

    It's going to depend entirely on whether or not the apartment landlord or property manager wants to rent to you. You might be able to rent one, and you might not. 

  • R P
    Lv 7
    4 weeks ago

    Yes, it's possible.  You will probably have to put up a larger deposit and/or have an acceptable lease guarantor.

  • 4 weeks ago

    Depends on the LL.

  • Anonymous
    4 weeks ago

    Probably not. Income is of no value if you don't pay. Your chances might be better with a few months rent in advance.

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  • 4 weeks ago

    It is possible but limited. Some will work with bad credit but most will not. Those that will typically require a cosigner or a larger deposit.  It will not be a high end place in a nice neighborhood. 

  • Murzy
    Lv 7
    4 weeks ago

    some places do not check your credit

  • n2mama
    Lv 7
    4 weeks ago

    It’s possible, but not terribly likely. After all, a credit score reflects your timely payment of your financial obligations. If you make plenty of money but have bad credit, it indicates you have poor financial habits. For a landlord, that’s a big red flag because housing is usually the biggest bill someone pays, and may not be appropriately prioritized by someone with a history of financial irresponsibility.

  • 4 weeks ago

    Can you?  Of course you can, the decision is entirely up to the landlord.  Personally I like to get references from previous landlords and see at least a year of work at the current job but I would also want to know why the applicant had a poor credit rating. 

  • 4 weeks ago

    Yes. In your scenario, they are more concerned with your rental history "credit," which they check in a rental history system which reports evictions & money owed to apartment buildings, for example if you left before your lease was up and still owed money to a rental company OR if you owed money for damages, the rental company's name and amount owed will show. At most, they will ask for either first and last month's rent upfront, some other form of a larger deposit like 3 months rent, and in some uber luxurious apartment buildings that include a doorman & all visitors to provide ID and sign in, they will ask for 6 months upfront. 

  • Maxi
    Lv 7
    4 weeks ago

    That will depend on the landlord/agent, most will not accept people with bad credit records as it shows you failed to pay your debts and the landlord doesn't wish to be your next victim

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