Tricks for car insurance ?

What’s the best Tricks to get cheap car Insurance in the UK on a high value car. Even if it’s just fir the sake of driving the car 

19 Answers

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  • Anonymous
    4 weeks ago

    There are no tricks.  But if you truly do have a high value car, you do NOT want cheap insurance.  As even a minor accident that you were at fault could cause you to lose your car.  

    If you can afford a high value car, you can afford the insurance to go along with it.

  • Neil
    Lv 7
    4 weeks ago

    There are no "tricks", but there is a process on how to get the best deals outlined on the Money Saving Expert website.

  • garry
    Lv 5
    4 weeks ago

    none , no tricks for car insurance , they know them all ...lol

    You do know fraud is illegal..

  • 4 weeks ago

    Buy a car. The dealer is hoing to give you everything for your car insurance. Contact the right people to get the best!

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  • Anonymous
    4 weeks ago

    If it’s too much, it’s too much to afford 

  • Kelly
    Lv 7
    4 weeks ago

    If you can't afford car insurance for a "high value car" then you can't afford that high value car as insurance is part of the car.

    My husband drives a Porsche Cayenne and doesn't have PLPD insurance on it.

  • F
    Lv 6
    4 weeks ago

    Don’t lie about age, address, accidents , modifications, or the main driver. One trick you can try and some people have claimed success, is to tweak your job title. You can’t claim you’re  a teacher when you’re high risk professional sportsman, but try marketing consultant instead of salesman for example.

    However, the biggest trick to cheaper car insurance is to shop around. Just because one company is cheaper for me, it might not be the cheapest for you.

    Also look at your excess. Increasing that can bring down the premium a lot. Sometimes you can get maybe £300 off for a voluntary £1000 excess. No one would normally pay £300 to insure something worth £1000 , so why do it here?

    OK if you claim you have a lot to pay, but until you have a decent no claims bonus, claiming under £1000 will end up costing more than that.

  • 4 weeks ago

    Don't try any tricks.  Insurance companies know all the tricks, and they have a backup plan in case anyone tries them.  That plan is called the misrepresentation / non-disclosure clause, and they use it regularly.

    Misrepresentation is the legal word for lying, non-disclosure is the legal word for lying by omission, and they're both grounds for voiding any legal contract (except a marriage).  An insurance policy is a legal contract.

    You probably know someone who has their own insurance horror story that goes like this:  They bought a car and insured it, they made all their payments on time months or years, then they got into a crash.  And then the insurance company used some complicated technicality in the contract wording to weasel out of paying them.  Those stories are true, and 95% of the time the technicality was the misrepresentation clause.  Because the truth always, always comes out after an accident.

  • May
    Lv 6
    4 weeks ago

    LoL....here are no "tricks".  Simply get as many quotes as you can bear and then choose the best quote for you and for your circumstances.

  • 4 weeks ago

    If cheap car insurance is all you can afford, then you should not have a high value car.

    Be that as it may, the trick not to get a car when you are the age at which insurance is expensive.  The trick is to wait until you are old enough to be able to get cheap insurance.

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